Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$728K, with repayments around HK$31,749/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,498/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,365 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- B
- Saleable Area
- 437 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-11 | HK$7.38M | −8.3% 4.8y |
| 2021-09-09 | HK$8.05M | +0.6% 3.0y · 0.0%/yr |
| 2018-09-07 | HK$8.00M | +100.0% 5.9y · 17.0%/yr |
| 2012-09-27 | HK$4.00M | +100.0% |
| 2007-08-22 | HK$2.00M | +14.9% |
| 2002-01-24 | HK$1.74M | — |