Switch unit
Floor
G/F A
1,173 ft²
G/F B
1,068 ft²
G/F C
890 ft²
G/F D
1,004 ft²
1/F A
1,301 ft²
1/F B
1,216 ft²
1/F C
873 ft²
1/F D
982 ft²
2/F A
1,301 ft²
2/F B
1,216 ft²
2/F C
906 ft²
2/F D
1,016 ft²
3/F A
1,301 ft²
3/F B
1,216 ft²
3/F C
906 ft²
3/F D
1,016 ft²
5/F A
1,301 ft²
5/F B
1,216 ft²
5/F C
906 ft²
5/F D
1,016 ft²
6/F D
1,016 ft²
6/F A
1,301 ft²
6/F B
1,216 ft²
6/F C
906 ft²
Crescira AVM · estimated value
● Medium confidence
HK$18.91M
≈ HK$14,538 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.67M, with repayments around HK$64,166/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$60,380
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,258
−HK$1,908/mo
Today · 4.125%
HK$64,166
baseline
▲ 0.50% · 4.625%
HK$68,070
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,332/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,269 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 1,301 ft²
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-08-11 | HK$23.16M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Po Lam
≈ 21 min walk · 1,662 m
(quite far — consider other transport options)
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Location
Other appraised units in this building
Data sourced from Renavon.com