▼ 0.50% · 3.625%
HK$16,382
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,892
−HK$518/mo
Today · 4.125%
HK$17,410
baseline
▲ 0.50% · 4.625%
HK$18,469
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,820/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,225
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,714
−HK$496/mo
Today · 4.125%
HK$19,210
baseline
▲ 0.50% · 4.625%
HK$20,222
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,420/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,020
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,581
−HK$569/mo
Today · 4.125%
HK$19,150
baseline
▲ 0.50% · 4.625%
HK$20,316
+HK$1,166/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,300/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,048
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,585
−HK$546/mo
Today · 4.125%
HK$21,131
baseline
▲ 0.50% · 4.625%
HK$22,244
+HK$1,113/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,262/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,659
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,270
−HK$621/mo
Today · 4.125%
HK$20,891
baseline
▲ 0.50% · 4.625%
HK$22,163
+HK$1,272/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,782/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,870
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,457
−HK$595/mo
Today · 4.125%
HK$23,052
baseline
▲ 0.50% · 4.625%
HK$24,267
+HK$1,215/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,104/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,297
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,959
−HK$673/mo
Today · 4.125%
HK$22,632
baseline
▲ 0.50% · 4.625%
HK$24,010
+HK$1,378/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,264/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,693
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$645/mo
Today · 4.125%
HK$24,973
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,316/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,946/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,935
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,649
−HK$724/mo
Today · 4.125%
HK$24,373
baseline
▲ 0.50% · 4.625%
HK$25,856
+HK$1,483/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,746/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,515
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,199
−HK$695/mo
Today · 4.125%
HK$26,894
baseline
▲ 0.50% · 4.625%
HK$28,311
+HK$1,417/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,788/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$776/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,703
+HK$1,589/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,338
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$744/mo
Today · 4.125%
HK$28,815
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,518/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,630/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,212
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,027
−HK$828/mo
Today · 4.125%
HK$27,855
baseline
▲ 0.50% · 4.625%
HK$29,550
+HK$1,695/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,710/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,942
−HK$794/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,356
+HK$1,620/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,850
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,716
−HK$880/mo
Today · 4.125%
HK$29,596
baseline
▲ 0.50% · 4.625%
HK$31,397
+HK$1,801/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,192/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,983
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,814
−HK$842/mo
Today · 4.125%
HK$32,656
baseline
▲ 0.50% · 4.625%
HK$34,378
+HK$1,722/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,312/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,488
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$932/mo
Today · 4.125%
HK$31,337
baseline
▲ 0.50% · 4.625%
HK$33,244
+HK$1,907/mo
Deposit HK$718K · loan HK$6.47M · min. income ≈ HK$62,674/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,805
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,685
−HK$892/mo
Today · 4.125%
HK$34,577
baseline
▲ 0.50% · 4.625%
HK$36,400
+HK$1,823/mo
Deposit HK$718K · loan HK$6.47M · min. income ≈ HK$69,154/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,532 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).