▼ 0.50% · 3.625%
HK$20,698
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,342
−HK$654/mo
Today · 4.125%
HK$21,996
baseline
▲ 0.50% · 4.625%
HK$23,334
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,992/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,026
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,644
−HK$626/mo
Today · 4.125%
HK$24,270
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,540/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,768
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,476
−HK$720/mo
Today · 4.125%
HK$24,196
baseline
▲ 0.50% · 4.625%
HK$25,668
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,392/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,008
−HK$689/mo
Today · 4.125%
HK$26,697
baseline
▲ 0.50% · 4.625%
HK$28,105
+HK$1,408/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,394/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,838
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,610
−HK$785/mo
Today · 4.125%
HK$26,395
baseline
▲ 0.50% · 4.625%
HK$28,001
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,790/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,632
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,373
−HK$752/mo
Today · 4.125%
HK$29,125
baseline
▲ 0.50% · 4.625%
HK$30,660
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,250/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,907
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,744
−HK$851/mo
Today · 4.125%
HK$28,595
baseline
▲ 0.50% · 4.625%
HK$30,335
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,190/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,934
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,737
−HK$815/mo
Today · 4.125%
HK$31,552
baseline
▲ 0.50% · 4.625%
HK$33,215
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,104/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,977
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,879
−HK$915/mo
Today · 4.125%
HK$30,794
baseline
▲ 0.50% · 4.625%
HK$32,668
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,588/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,237
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$877/mo
Today · 4.125%
HK$33,979
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,958/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,047
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,013
−HK$981/mo
Today · 4.125%
HK$32,994
baseline
▲ 0.50% · 4.625%
HK$35,002
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,988/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,540
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,466
−HK$940/mo
Today · 4.125%
HK$36,406
baseline
▲ 0.50% · 4.625%
HK$38,325
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,812/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,117
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,147
−HK$1,047/mo
Today · 4.125%
HK$35,194
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$2,141/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,388/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,842
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,830
−HK$1,003/mo
Today · 4.125%
HK$38,833
baseline
▲ 0.50% · 4.625%
HK$40,880
+HK$2,047/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,666/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,187
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,281
−HK$1,112/mo
Today · 4.125%
HK$37,393
baseline
▲ 0.50% · 4.625%
HK$39,669
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,786/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,145
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,195
−HK$1,065/mo
Today · 4.125%
HK$41,260
baseline
▲ 0.50% · 4.625%
HK$43,435
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,520/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,257
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,415
−HK$1,178/mo
Today · 4.125%
HK$39,593
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,409/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,186/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,448
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,559
−HK$1,128/mo
Today · 4.125%
HK$43,687
baseline
▲ 0.50% · 4.625%
HK$45,990
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,374/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,709 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).