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At today's rate and a 90% mortgage, the deposit on this unit is about HK$715K, with repayments around HK$31,207/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,414/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,638 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 14 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- C
- Saleable Area
- 424 Saleable ft²
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-29 | HK$6.20M | −11.4% 3.9y · −3.0%/yr |
| 2020-05-25 | HK$7.00M | +6.1% 0.5y |
| 2019-10-29 | HK$6.60M | +30.7% 3.1y · 10.0%/yr |
| 2016-09-29 | HK$5.05M | — |