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At today's rate and a 90% mortgage, the deposit on this unit is about HK$826K, with repayments around HK$36,010/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,020/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,669 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 478 Saleable ft²
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-28 | HK$8.80M | +2.3% 4.1y · 0.0%/yr |
| 2022-03-23 | HK$8.60M | +0.0% 2.1y · 0.0%/yr |
| 2020-02-10 | HK$8.60M | +25.0% 3.5y · 7.0%/yr |
| 2016-08-23 | HK$6.88M | — |