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384 ft²
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384 ft²
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378 ft²
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378 ft²
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382 ft²
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372 ft²
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287 ft²
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440 ft²
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372 ft²
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382 ft²
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287 ft²
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440 ft²
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484 ft²
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287 ft²
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382 ft²
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372 ft²
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440 ft²
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287 ft²
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372 ft²
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379 ft²
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384 ft²
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287 ft²
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445 ft²
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382 ft²
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287 ft²
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287 ft²
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287 ft²
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372 ft²
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372 ft²
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372 ft²
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378 ft²
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372 ft²
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287 ft²
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382 ft²
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378 ft²
19/F 1
19/F 2
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446 ft²
19/F 12
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19/F 15
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19/F 18
19/F 19
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378 ft²
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19/F 23
372 ft²
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19/F 30
20/F 1
20/F 11
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20/F 13
384 ft²
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20/F 18
20/F 19
20/F 20
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20/F 23
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20/F 26
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372 ft²
20/F 30
21/F 1
21/F 2
21/F 11
21/F 12
21/F 13
21/F 14
21/F 16
21/F 17
382 ft²
21/F 18
21/F 19
21/F 20
382 ft²
21/F 21
21/F 22
372 ft²
21/F 24
21/F 25
21/F 26
21/F 27
372 ft²
21/F 30
22/F 1
22/F 2
22/F 11
22/F 12
22/F 13
22/F 14
22/F 15
287 ft²
22/F 16
22/F 17
22/F 18
22/F 19
22/F 20
22/F 21
378 ft²
22/F 22
22/F 25
22/F 26
22/F 27
372 ft²
22/F 28
22/F 30
23/F 1
23/F 2
23/F 11
23/F 12
287 ft²
23/F 13
23/F 14
23/F 15
23/F 16
23/F 17
23/F 18
23/F 20
23/F 21
378 ft²
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23/F 23
23/F 25
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23/F 27
23/F 30
24/F 1
24/F 2
24/F 11
Crescira AVM · estimated value
● Medium confidence
HK$4.81M
≈ HK$10,878 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,972/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$19,734
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,348
−HK$624/mo
Today · 4.125%
HK$20,972
baseline
▲ 0.50% · 4.625%
HK$22,248
+HK$1,276/mo
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,944/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,296 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 5/F
- Flat
- 2
- Saleable Area
- 442 ft²
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-17 | HK$3.78M | +17.9% |
| 2020-12-01 | HK$3.21M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tseung Kwan O
≈ 7 min walk · 511 m
Education
33
schools within 1 km (11 within 500 m)
Daily convenience
31
within 1 km (17 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
16
parks, libraries, sports within 1 km
Excellent connectivity — about 7 min walk to Tseung Kwan O Station (a rail station within an 8-min walk earns this label).
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 16 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com