▼ 0.50% · 3.625%
HK$16,420
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,930
−HK$519/mo
Today · 4.125%
HK$17,449
baseline
▲ 0.50% · 4.625%
HK$18,511
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,898/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,267
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,757
−HK$497/mo
Today · 4.125%
HK$19,254
baseline
▲ 0.50% · 4.625%
HK$20,269
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,508/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,062
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,623
−HK$571/mo
Today · 4.125%
HK$19,194
baseline
▲ 0.50% · 4.625%
HK$20,362
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,388/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,093
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,632
−HK$547/mo
Today · 4.125%
HK$21,179
baseline
▲ 0.50% · 4.625%
HK$22,295
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,358/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,704
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,317
−HK$622/mo
Today · 4.125%
HK$20,939
baseline
▲ 0.50% · 4.625%
HK$22,213
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,878/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,920
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,508
−HK$596/mo
Today · 4.125%
HK$23,104
baseline
▲ 0.50% · 4.625%
HK$24,322
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,208/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,346
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,010
−HK$674/mo
Today · 4.125%
HK$22,684
baseline
▲ 0.50% · 4.625%
HK$24,064
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,368/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,747
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,384
−HK$646/mo
Today · 4.125%
HK$25,030
baseline
▲ 0.50% · 4.625%
HK$26,349
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,060/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,988
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$726/mo
Today · 4.125%
HK$24,429
baseline
▲ 0.50% · 4.625%
HK$25,916
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,858/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,259
−HK$696/mo
Today · 4.125%
HK$26,955
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,910/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,630
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,396
−HK$778/mo
Today · 4.125%
HK$26,174
baseline
▲ 0.50% · 4.625%
HK$27,767
+HK$1,593/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,348/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,400
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,135
−HK$745/mo
Today · 4.125%
HK$28,880
baseline
▲ 0.50% · 4.625%
HK$30,403
+HK$1,523/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,760/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,271
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,089
−HK$830/mo
Today · 4.125%
HK$27,919
baseline
▲ 0.50% · 4.625%
HK$29,618
+HK$1,699/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,838/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,011
−HK$795/mo
Today · 4.125%
HK$30,806
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,612/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,913
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,782
−HK$882/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,469
+HK$1,805/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,053
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$845/mo
Today · 4.125%
HK$32,731
baseline
▲ 0.50% · 4.625%
HK$34,456
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,462/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,475
−HK$934/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,320
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,880
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$895/mo
Today · 4.125%
HK$34,657
baseline
▲ 0.50% · 4.625%
HK$36,483
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,314/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,025 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).