▼ 0.50% · 3.625%
HK$21,693
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,368
−HK$686/mo
Today · 4.125%
HK$23,054
baseline
▲ 0.50% · 4.625%
HK$24,456
+HK$1,402/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,108/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,133
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,781
−HK$656/mo
Today · 4.125%
HK$25,437
baseline
▲ 0.50% · 4.625%
HK$26,778
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,874/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,862
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,605
−HK$754/mo
Today · 4.125%
HK$25,359
baseline
▲ 0.50% · 4.625%
HK$26,902
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,718/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,547
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,259
−HK$722/mo
Today · 4.125%
HK$27,981
baseline
▲ 0.50% · 4.625%
HK$29,456
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,962/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,032
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,842
−HK$822/mo
Today · 4.125%
HK$27,664
baseline
▲ 0.50% · 4.625%
HK$29,348
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,328/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,960
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$788/mo
Today · 4.125%
HK$30,525
baseline
▲ 0.50% · 4.625%
HK$32,134
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,050/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,201
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,078
−HK$892/mo
Today · 4.125%
HK$29,970
baseline
▲ 0.50% · 4.625%
HK$31,793
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,940/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,373
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,215
−HK$853/mo
Today · 4.125%
HK$33,068
baseline
▲ 0.50% · 4.625%
HK$34,812
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,136/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,370
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,315
−HK$960/mo
Today · 4.125%
HK$32,275
baseline
▲ 0.50% · 4.625%
HK$34,239
+HK$1,964/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,550/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,693
−HK$919/mo
Today · 4.125%
HK$35,612
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$1,877/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,224/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,540
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,552
−HK$1,028/mo
Today · 4.125%
HK$34,580
baseline
▲ 0.50% · 4.625%
HK$36,684
+HK$2,104/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,160/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,200
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,171
−HK$985/mo
Today · 4.125%
HK$38,156
baseline
▲ 0.50% · 4.625%
HK$40,167
+HK$2,011/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,312/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,709
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,789
−HK$1,097/mo
Today · 4.125%
HK$36,886
baseline
▲ 0.50% · 4.625%
HK$39,130
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,772/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,613
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,649
−HK$1,051/mo
Today · 4.125%
HK$40,700
baseline
▲ 0.50% · 4.625%
HK$42,845
+HK$2,145/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,400/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,878
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,025
−HK$1,166/mo
Today · 4.125%
HK$39,191
baseline
▲ 0.50% · 4.625%
HK$41,576
+HK$2,385/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,382/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,027
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,127
−HK$1,116/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,523
+HK$2,280/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,048
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,262
−HK$1,234/mo
Today · 4.125%
HK$41,496
baseline
▲ 0.50% · 4.625%
HK$44,021
+HK$2,525/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,992/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,440
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,605
−HK$1,182/mo
Today · 4.125%
HK$45,787
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,414/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,574/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,347 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).