▼ 0.50% · 3.625%
HK$18,342
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,913
−HK$579/mo
Today · 4.125%
HK$19,492
baseline
▲ 0.50% · 4.625%
HK$20,678
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,984/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,405
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,953
−HK$555/mo
Today · 4.125%
HK$21,508
baseline
▲ 0.50% · 4.625%
HK$22,642
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,016/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,176
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,804
−HK$638/mo
Today · 4.125%
HK$21,442
baseline
▲ 0.50% · 4.625%
HK$22,746
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,884/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,446
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,048
−HK$611/mo
Today · 4.125%
HK$23,659
baseline
▲ 0.50% · 4.625%
HK$24,906
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,318/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,011
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,695
−HK$696/mo
Today · 4.125%
HK$23,391
baseline
▲ 0.50% · 4.625%
HK$24,814
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,782/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,487
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,143
−HK$666/mo
Today · 4.125%
HK$25,809
baseline
▲ 0.50% · 4.625%
HK$27,170
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,618/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,845
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,586
−HK$754/mo
Today · 4.125%
HK$25,340
baseline
▲ 0.50% · 4.625%
HK$26,882
+HK$1,542/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,680/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,527
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,239
−HK$721/mo
Today · 4.125%
HK$27,960
baseline
▲ 0.50% · 4.625%
HK$29,434
+HK$1,474/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,920/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,679
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,478
−HK$811/mo
Today · 4.125%
HK$27,289
baseline
▲ 0.50% · 4.625%
HK$28,950
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,578/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,568
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,334
−HK$777/mo
Today · 4.125%
HK$30,111
baseline
▲ 0.50% · 4.625%
HK$31,698
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,222/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,513
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$870/mo
Today · 4.125%
HK$29,239
baseline
▲ 0.50% · 4.625%
HK$31,018
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,478/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,608
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,429
−HK$833/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$33,962
+HK$1,700/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,347
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$928/mo
Today · 4.125%
HK$31,188
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,897/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,376/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,649
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$889/mo
Today · 4.125%
HK$34,413
baseline
▲ 0.50% · 4.625%
HK$36,227
+HK$1,814/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,826/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,182
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,152
−HK$985/mo
Today · 4.125%
HK$33,137
baseline
▲ 0.50% · 4.625%
HK$35,153
+HK$2,016/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,274/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,620
−HK$943/mo
Today · 4.125%
HK$36,563
baseline
▲ 0.50% · 4.625%
HK$38,491
+HK$1,928/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,126/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$1,043/mo
Today · 4.125%
HK$35,086
baseline
▲ 0.50% · 4.625%
HK$37,221
+HK$2,135/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,172/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,730
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,715
−HK$999/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$40,755
+HK$2,041/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,317 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).