▼ 0.50% · 3.625%
HK$19,291
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,891
−HK$610/mo
Today · 4.125%
HK$20,501
baseline
▲ 0.50% · 4.625%
HK$21,748
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,002/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,461
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,037
−HK$583/mo
Today · 4.125%
HK$22,620
baseline
▲ 0.50% · 4.625%
HK$23,813
+HK$1,193/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,240/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,220
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,880
−HK$671/mo
Today · 4.125%
HK$22,551
baseline
▲ 0.50% · 4.625%
HK$23,923
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,102/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,607
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,240
−HK$643/mo
Today · 4.125%
HK$24,883
baseline
▲ 0.50% · 4.625%
HK$26,194
+HK$1,311/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,766/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,149
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,869
−HK$732/mo
Today · 4.125%
HK$24,601
baseline
▲ 0.50% · 4.625%
HK$26,098
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,202/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,753
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,444
−HK$701/mo
Today · 4.125%
HK$27,145
baseline
▲ 0.50% · 4.625%
HK$28,575
+HK$1,430/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,290/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,078
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,858
−HK$793/mo
Today · 4.125%
HK$26,651
baseline
▲ 0.50% · 4.625%
HK$28,273
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,302/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,899
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,648
−HK$759/mo
Today · 4.125%
HK$29,407
baseline
▲ 0.50% · 4.625%
HK$30,957
+HK$1,550/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,814/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,007
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,847
−HK$854/mo
Today · 4.125%
HK$28,701
baseline
▲ 0.50% · 4.625%
HK$30,447
+HK$1,746/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,402/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,045
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,851
−HK$818/mo
Today · 4.125%
HK$31,669
baseline
▲ 0.50% · 4.625%
HK$33,338
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,338/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,936
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$914/mo
Today · 4.125%
HK$30,751
baseline
▲ 0.50% · 4.625%
HK$32,622
+HK$1,871/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,502/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,191
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,055
−HK$876/mo
Today · 4.125%
HK$33,931
baseline
▲ 0.50% · 4.625%
HK$35,719
+HK$1,788/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,862/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,866
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,826
−HK$975/mo
Today · 4.125%
HK$32,801
baseline
▲ 0.50% · 4.625%
HK$34,797
+HK$1,996/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,602/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,338
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,259
−HK$934/mo
Today · 4.125%
HK$36,193
baseline
▲ 0.50% · 4.625%
HK$38,101
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,386/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,795
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,815
−HK$1,036/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,972
+HK$2,121/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,484
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$993/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,482
+HK$2,027/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,724
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,804
−HK$1,097/mo
Today · 4.125%
HK$36,901
baseline
▲ 0.50% · 4.625%
HK$39,147
+HK$2,246/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,802/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,630
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,666
−HK$1,051/mo
Today · 4.125%
HK$40,717
baseline
▲ 0.50% · 4.625%
HK$42,863
+HK$2,146/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,434/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,800 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).