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Crescira AVM · estimated value Medium confidence
HK$6.89M
≈ HK$7,793 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$689K, with repayments around HK$30,049/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$28,276
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,155
−HK$894/mo
Today · 4.125%
HK$30,049
baseline
▲ 0.50% · 4.625%
HK$31,877
+HK$1,828/mo

Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,098/mo (50% DSR)

Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,672 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
A
Saleable Area
884 ft²
Gross Area
1,111 ft²
Efficiency
80%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2024-07-25 HK$6.60M −12.0%
5.8y
2018-10-15 HK$7.50M +109.5%
8.3y
2010-06-28 HK$3.58M +68.9%
2001-11-28 HK$2.12M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 11 min walk · 878 m
Education
6
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
16
parks, libraries, sports within 1 km

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 16 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com