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Crescira AVM · estimated value Medium confidence
HK$10.17M
≈ HK$8,313 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.05M, with repayments around HK$34,518/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,481
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,492
−HK$1,026/mo
Today · 4.125%
HK$34,518
baseline
▲ 0.50% · 4.625%
HK$36,619
+HK$2,101/mo

Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$69,036/mo (50% DSR)

Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,553 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
A
Saleable Area
1,224 ft²
Gross Area
1,605 ft²
Efficiency
76%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2007-10-02 HK$4.20M +0.0%
1998-12-08 HK$4.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 10 min walk · 751 m
Education
10
schools within 1 km (1 within 500 m)
Daily convenience
10
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Family-friendly — 10 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com