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At today's rate and a 90% mortgage, the deposit on this unit is about HK$573K, with repayments around HK$25,001/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$50,002/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Sam Shing Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- F
- Saleable Area
- 624 Saleable ft²
- Gross Area
- 776 ft²
- Efficiency
- 80%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-20 | HK$5.30M | −3.6% 13.0y · 4.0%/yr |
| 2024-09-26 | HK$5.50M | +58.0% 12.3y · 5.0%/yr |
| 2012-05-28 | HK$3.48M | +140.0% |
| 2004-10-28 | HK$1.45M | −57.2% |
| 1997-04-30 | HK$3.39M | +19.8% |
| 1997-03-21 | HK$2.83M | +20.4% |
| 1996-11-12 | HK$2.35M | — |