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Crescira AVM · estimated value Medium confidence
HK$7.07M
≈ HK$8,003 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$707K, with repayments around HK$30,824/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$29,005
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$917/mo
Today · 4.125%
HK$30,824
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,875/mo

Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,648/mo (50% DSR)

Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,000 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
D
Saleable Area
883 ft²
Gross Area
1,098 ft²
Efficiency
80%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2017-06-29 HK$6.41M +22.1%
4.1y
2013-06-03 HK$5.25M +80.4%
2009-06-29 HK$2.91M −11.0%
2000-06-15 HK$3.27M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 52 min walk · 4,110 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com