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Crescira AVM · estimated value Medium confidence
HK$5.13M
≈ HK$7,640 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$513K, with repayments around HK$22,393/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$21,072
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,728
−HK$665/mo
Today · 4.125%
HK$22,393
baseline
▲ 0.50% · 4.625%
HK$23,756
+HK$1,363/mo

Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,786/mo (50% DSR)

Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,514 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
D
Saleable Area
672 ft²
Gross Area
835 ft²
Efficiency
80%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2016-10-14 HK$5.10M +22.9%
3.7y
2013-01-31 HK$4.15M +61.5%
1999-08-03 HK$2.57M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 52 min walk · 4,110 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com