21/F A

in PALATIAL COAST GRAND PACIFIC VIEW BLOCK 5

Tuen Mun District · New Territories West

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Floor

1/F C 1,213 ft² 2/F A 1,187 ft² 2/F B 1,213 ft² 2/F C 1,213 ft² 2/F D 1,187 ft² 3/F A 1,187 ft² 3/F B 1,213 ft² 3/F C 1,213 ft² 3/F D 1,187 ft² 5/F A 1,186 ft² 5/F B 1,212 ft² 5/F C 1,212 ft² 5/F D 1,186 ft² 6/F A 1,186 ft² 6/F B 1,212 ft² 6/F C 1,212 ft² 6/F D 1,186 ft² 7/F A 1,186 ft² 7/F B 1,211 ft² 7/F C 1,212 ft² 7/F D 1,186 ft² 8/F A 1,186 ft² 8/F B 1,212 ft² 8/F C 1,212 ft² 8/F D 1,186 ft² 9/F A 1,186 ft² 9/F B 1,212 ft² 9/F C 1,212 ft² 9/F D 1,186 ft² 10/F A 1,187 ft² 10/F B 1,213 ft² 10/F C 1,213 ft² 10/F D 1,187 ft² 11/F A 1,187 ft² 11/F B 1,213 ft² 11/F C 1,213 ft² 11/F D 1,187 ft² 12/F A 1,186 ft² 12/F B 1,212 ft² 12/F C 1,212 ft² 12/F D 1,186 ft² 13/F A 1,186 ft² 13/F B 1,212 ft² 13/F C 1,212 ft² 13/F D 1,186 ft² 15/F A 1,186 ft² 15/F B 1,212 ft² 15/F C 1,212 ft² 15/F D 1,186 ft² 16/F A 1,186 ft² 16/F B 1,212 ft² 16/F C 1,212 ft² 16/F D 1,186 ft² 17/F A 1,187 ft² 17/F B 1,213 ft² 17/F C 1,213 ft² 17/F D 1,187 ft² 18/F A 1,187 ft² 18/F B 1,213 ft² 18/F C 1,213 ft² 18/F D 1,187 ft² 19/F A 1,186 ft² 19/F B 1,212 ft² 19/F C 1,212 ft² 19/F D 1,186 ft² 20/F A 1,186 ft² 20/F B 1,212 ft² 20/F C 1,212 ft² 20/F D 1,186 ft² 21/F A 1,186 ft² 21/F B 1,211 ft² 21/F C 1,212 ft² 21/F D 1,186 ft² 22/F A 1,187 ft² 22/F B 1,213 ft² 22/F C 1,213 ft² 22/F D 1,187 ft² 23/F A 1,187 ft² 23/F B 1,213 ft² 23/F C 1,213 ft² 23/F D 1,187 ft² 25/F A 1,186 ft² 25/F B 1,212 ft² 25/F C 1,212 ft² 25/F D 1,186 ft² 26/F A 1,186 ft² 26/F C 1,212 ft² 26/F D 1,186 ft² 26/F B 1,212 ft² 27/F D 2,168 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.56M

≈ HK$8,061 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$956K, with repayments around HK$41,702/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$39,241

−HK$2,461/mo

▼ 0.25% · 3.875%

HK$40,462

−HK$1,240/mo

Today · 4.125%

HK$41,702

baseline

▲ 0.50% · 4.625%

HK$44,239

+HK$2,537/mo

Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,404/mo (50% DSR)

Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,061 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Sam Shing

≈ 51 min walk · 4,041 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (1 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Location

Unit Information

Floor: 21/F
Flat: A
Saleable Area: 1,186 Saleable ft²
Gross Area: 1,480 ft²
Efficiency: 80%
District: Tuen Mun District · New Territories West
School net (POA): 71

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-11-25	HK$9.10M	−3.5% 8.2y · 0.0%/yr	HK$7,673	HK$6,149
2016-09-14	HK$9.43M	+102.8% 16.1y · 6.0%/yr	HK$7,951	HK$6,372
2000-08-22	HK$4.65M	—	HK$3,921	HK$3,142