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At today's rate and a 90% mortgage, the deposit on this unit is about HK$460K, with repayments around HK$20,078/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$40,156/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$77,801 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-21 | HK$4.80M | +20.6% 9.6y · 2.0%/yr |
| 2020-01-07 | HK$3.98M | +0.8% 3.2y · 0.0%/yr |
| 2016-11-14 | HK$3.95M | +208.6% 9.4y · 22.0%/yr |
| 2007-06-29 | HK$1.28M | +10.3% |
| 2007-05-17 | HK$1.16M | −42.0% |
| 1998-05-09 | HK$2.00M | +33.3% |
| 1997-03-15 | HK$1.50M | — |