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At today's rate and a 90% mortgage, the deposit on this unit is about HK$479K, with repayments around HK$20,891/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$41,782/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$96,459 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- A
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-02 | HK$4.00M | −26.0% 5.2y · −5.0%/yr |
| 2020-01-10 | HK$5.40M | +25.6% 3.1y · 8.0%/yr |
| 2016-12-20 | HK$4.30M | +72.0% 4.6y · 16.0%/yr |
| 2012-04-18 | HK$2.50M | +100.0% |
| 2000-09-29 | HK$1.25M | — |