Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,078/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.94M · min. income ≈ HK$38,156/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,610 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-06 | HK$5.68M | −3.7% 3.7y · −1.0%/yr |
| 2018-10-11 | HK$5.90M | +253.3% 8.8y · 29.0%/yr |
| 2010-01-06 | HK$1.67M | +30.5% |
| 2005-12-07 | HK$1.28M | +16.4% |
| 2005-08-11 | HK$1.10M | −10.6% |
| 2005-07-08 | HK$1.23M | +19.4% |
| 2005-03-24 | HK$1.03M | — |