Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,635/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,270/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,660 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- F
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-13 | HK$4.45M | −16.2% 6.5y · −2.0%/yr |
| 2017-11-20 | HK$5.31M | +169.5% 7.2y · 24.0%/yr |
| 2010-09-17 | HK$1.97M | +61.5% |
| 2006-11-17 | HK$1.22M | −56.1% |
| 1997-12-02 | HK$2.78M | — |