▼ 0.50% · 3.625%
HK$14,854
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,316
−HK$470/mo
Today · 4.125%
HK$15,786
baseline
▲ 0.50% · 4.625%
HK$16,746
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,572/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,525
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,968
−HK$450/mo
Today · 4.125%
HK$17,418
baseline
▲ 0.50% · 4.625%
HK$18,336
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,836/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,340
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,848
−HK$516/mo
Today · 4.125%
HK$17,364
baseline
▲ 0.50% · 4.625%
HK$18,421
+HK$1,057/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,728/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,178
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,665
−HK$495/mo
Today · 4.125%
HK$19,160
baseline
▲ 0.50% · 4.625%
HK$20,170
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,320/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,825
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,380
−HK$563/mo
Today · 4.125%
HK$18,943
baseline
▲ 0.50% · 4.625%
HK$20,096
+HK$1,153/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,886/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,830
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,362
−HK$540/mo
Today · 4.125%
HK$20,902
baseline
▲ 0.50% · 4.625%
HK$22,003
+HK$1,101/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,804/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,311
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,911
−HK$611/mo
Today · 4.125%
HK$20,522
baseline
▲ 0.50% · 4.625%
HK$21,770
+HK$1,248/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,044/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,483
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,059
−HK$584/mo
Today · 4.125%
HK$22,643
baseline
▲ 0.50% · 4.625%
HK$23,837
+HK$1,194/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,286/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,796
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,443
−HK$657/mo
Today · 4.125%
HK$22,100
baseline
▲ 0.50% · 4.625%
HK$23,445
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,200/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,135
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,756
−HK$629/mo
Today · 4.125%
HK$24,385
baseline
▲ 0.50% · 4.625%
HK$25,671
+HK$1,286/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,770/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,281
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,975
−HK$704/mo
Today · 4.125%
HK$23,679
baseline
▲ 0.50% · 4.625%
HK$25,119
+HK$1,440/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$47,358/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,788
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,453
−HK$674/mo
Today · 4.125%
HK$26,127
baseline
▲ 0.50% · 4.625%
HK$27,504
+HK$1,377/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$52,254/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,767
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,506
−HK$751/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,794
+HK$1,537/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,440
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,150
−HK$719/mo
Today · 4.125%
HK$27,869
baseline
▲ 0.50% · 4.625%
HK$29,338
+HK$1,469/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,738/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,252
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,038
−HK$798/mo
Today · 4.125%
HK$26,836
baseline
▲ 0.50% · 4.625%
HK$28,469
+HK$1,633/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$53,672/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,093
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,846
−HK$765/mo
Today · 4.125%
HK$29,611
baseline
▲ 0.50% · 4.625%
HK$31,172
+HK$1,561/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$59,222/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,738
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,569
−HK$845/mo
Today · 4.125%
HK$28,414
baseline
▲ 0.50% · 4.625%
HK$30,143
+HK$1,729/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,828/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,745
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,543
−HK$809/mo
Today · 4.125%
HK$31,352
baseline
▲ 0.50% · 4.625%
HK$33,005
+HK$1,653/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,704/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,431 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).