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At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,001/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,002/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- F
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-20 | HK$4.58M | +20.5% 8.2y · 3.0%/yr |
| 2016-06-07 | HK$3.80M | +23.4% 3.4y · 7.0%/yr |
| 2012-12-11 | HK$3.08M | +208.0% |
| 2006-03-15 | HK$1.00M | −11.5% |
| 2004-07-24 | HK$1.13M | — |