▼ 0.50% · 3.625%
HK$19,556
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,164
−HK$618/mo
Today · 4.125%
HK$20,782
baseline
▲ 0.50% · 4.625%
HK$22,047
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,564/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,756
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,339
−HK$592/mo
Today · 4.125%
HK$22,931
baseline
▲ 0.50% · 4.625%
HK$24,140
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,862/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,511
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,180
−HK$680/mo
Today · 4.125%
HK$22,860
baseline
▲ 0.50% · 4.625%
HK$24,251
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,720/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$651/mo
Today · 4.125%
HK$25,224
baseline
▲ 0.50% · 4.625%
HK$26,554
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,448/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,467
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$741/mo
Today · 4.125%
HK$24,938
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,876/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,107
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,807
−HK$710/mo
Today · 4.125%
HK$27,517
baseline
▲ 0.50% · 4.625%
HK$28,968
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,034/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,422
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,213
−HK$804/mo
Today · 4.125%
HK$27,017
baseline
▲ 0.50% · 4.625%
HK$28,661
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,034/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,041
−HK$769/mo
Today · 4.125%
HK$29,810
baseline
▲ 0.50% · 4.625%
HK$31,382
+HK$1,572/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,620/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,378
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,230
−HK$865/mo
Today · 4.125%
HK$29,095
baseline
▲ 0.50% · 4.625%
HK$30,865
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,190/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,458
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,275
−HK$828/mo
Today · 4.125%
HK$32,103
baseline
▲ 0.50% · 4.625%
HK$33,796
+HK$1,693/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,206/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,334
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,246
−HK$927/mo
Today · 4.125%
HK$31,173
baseline
▲ 0.50% · 4.625%
HK$33,070
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,346/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,633
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,509
−HK$887/mo
Today · 4.125%
HK$34,396
baseline
▲ 0.50% · 4.625%
HK$36,209
+HK$1,813/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,792/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,289
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,262
−HK$989/mo
Today · 4.125%
HK$33,251
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$2,024/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,502/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,809
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,742
−HK$947/mo
Today · 4.125%
HK$36,689
baseline
▲ 0.50% · 4.625%
HK$38,623
+HK$1,934/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,378/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,245
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,279
−HK$1,050/mo
Today · 4.125%
HK$35,329
baseline
▲ 0.50% · 4.625%
HK$37,479
+HK$2,150/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,658/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,984
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,976
−HK$1,007/mo
Today · 4.125%
HK$38,983
baseline
▲ 0.50% · 4.625%
HK$41,037
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,966/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,200
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,295
−HK$1,113/mo
Today · 4.125%
HK$37,408
baseline
▲ 0.50% · 4.625%
HK$39,684
+HK$2,276/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,816/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,160
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,210
−HK$1,066/mo
Today · 4.125%
HK$41,276
baseline
▲ 0.50% · 4.625%
HK$43,451
+HK$2,175/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,552/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,284 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).