▼ 0.50% · 3.625%
HK$4,581
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$145/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,096
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,233
−HK$138/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$284/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$159/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$326/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$153/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$311/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$174/mo
Today · 4.125%
HK$5,842
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$355/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$11,684/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$167/mo
Today · 4.125%
HK$6,446
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$340/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$12,892/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$189/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,803
−HK$180/mo
Today · 4.125%
HK$6,983
baseline
▲ 0.50% · 4.625%
HK$7,351
+HK$368/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,966/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,613
−HK$202/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$415/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,135
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,326
−HK$194/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,916
+HK$396/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,085
−HK$217/mo
Today · 4.125%
HK$7,302
baseline
▲ 0.50% · 4.625%
HK$7,746
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,604/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,644
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,849
−HK$208/mo
Today · 4.125%
HK$8,057
baseline
▲ 0.50% · 4.625%
HK$8,482
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,114/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,329
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,557
−HK$232/mo
Today · 4.125%
HK$7,789
baseline
▲ 0.50% · 4.625%
HK$8,263
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,578/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,154
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,373
−HK$221/mo
Today · 4.125%
HK$8,594
baseline
▲ 0.50% · 4.625%
HK$9,047
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,188/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,787
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,030
−HK$246/mo
Today · 4.125%
HK$8,276
baseline
▲ 0.50% · 4.625%
HK$8,779
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,552/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,663
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,896
−HK$235/mo
Today · 4.125%
HK$9,131
baseline
▲ 0.50% · 4.625%
HK$9,613
+HK$482/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,262/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,246
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,502
−HK$261/mo
Today · 4.125%
HK$8,763
baseline
▲ 0.50% · 4.625%
HK$9,296
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,526/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,173
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,419
−HK$250/mo
Today · 4.125%
HK$9,669
baseline
▲ 0.50% · 4.625%
HK$10,178
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,338/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).