▼ 0.50% · 3.625%
HK$4,525
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$143/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$293/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$137/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$279/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$157/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$322/mo
Deposit HK$893K · loan HK$1.09M · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$150/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$308/mo
Deposit HK$893K · loan HK$1.09M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$171/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,121
+HK$351/mo
Deposit HK$794K · loan HK$1.19M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$165/mo
Today · 4.125%
HK$6,367
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$335/mo
Deposit HK$794K · loan HK$1.19M · min. income ≈ HK$12,734/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,882
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$186/mo
Today · 4.125%
HK$6,251
baseline
▲ 0.50% · 4.625%
HK$6,631
+HK$380/mo
Deposit HK$695K · loan HK$1.29M · min. income ≈ HK$12,502/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,544
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,719
−HK$178/mo
Today · 4.125%
HK$6,897
baseline
▲ 0.50% · 4.625%
HK$7,261
+HK$364/mo
Deposit HK$695K · loan HK$1.29M · min. income ≈ HK$13,794/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,335
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$200/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,141
+HK$409/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,047
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,236
−HK$192/mo
Today · 4.125%
HK$7,428
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$391/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$14,856/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,787
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,998
−HK$215/mo
Today · 4.125%
HK$7,213
baseline
▲ 0.50% · 4.625%
HK$7,652
+HK$439/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$14,426/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,551
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,753
−HK$205/mo
Today · 4.125%
HK$7,958
baseline
▲ 0.50% · 4.625%
HK$8,378
+HK$420/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$15,916/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,240
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,465
−HK$229/mo
Today · 4.125%
HK$7,694
baseline
▲ 0.50% · 4.625%
HK$8,162
+HK$468/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$15,388/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,054
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,270
−HK$219/mo
Today · 4.125%
HK$8,489
baseline
▲ 0.50% · 4.625%
HK$8,937
+HK$448/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$16,978/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,692
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,931
−HK$243/mo
Today · 4.125%
HK$8,174
baseline
▲ 0.50% · 4.625%
HK$8,672
+HK$498/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,348/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,557
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,787
−HK$233/mo
Today · 4.125%
HK$9,020
baseline
▲ 0.50% · 4.625%
HK$9,495
+HK$475/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,040/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,144
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,398
−HK$257/mo
Today · 4.125%
HK$8,655
baseline
▲ 0.50% · 4.625%
HK$9,182
+HK$527/mo
Deposit HK$198K · loan HK$1.79M · min. income ≈ HK$17,310/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,061
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,304
−HK$246/mo
Today · 4.125%
HK$9,550
baseline
▲ 0.50% · 4.625%
HK$10,054
+HK$504/mo
Deposit HK$198K · loan HK$1.79M · min. income ≈ HK$19,100/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).