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Crescira AVM · estimated value Medium confidence
HK$7.46M
≈ HK$11,911 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$746K, with repayments around HK$32,522/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$30,603
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$967/mo
Today · 4.125%
HK$32,522
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,979/mo

Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$65,044/mo (50% DSR)

Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,681 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
28/F
Flat
A
Saleable Area
626 ft²
Gross Area
910 ft²
Efficiency
69%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2021-04-16 HK$10.00M +72.4%
9.8y
2011-06-22 HK$5.80M +69.1%
2005-09-12 HK$3.43M +15.5%
2005-05-07 HK$2.97M −55.5%
1997-06-20 HK$6.67M +94.5%
1995-10-18 HK$3.43M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 24 min walk · 1,884 m
(quite far — consider other transport options)
Education
6
schools within 1 km (0 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com