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Crescira AVM · estimated value Medium confidence
HK$5.62M
≈ HK$11,840 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$562K, with repayments around HK$24,531/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,083
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,801
−HK$730/mo
Today · 4.125%
HK$24,531
baseline
▲ 0.50% · 4.625%
HK$26,023
+HK$1,492/mo

Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$49,062/mo (50% DSR)

Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$126,539 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
B
Saleable Area
475 ft²
Gross Area
710 ft²
Efficiency
67%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2016-09-28 HK$4.55M +79.8%
5.9y
2010-11-09 HK$2.53M +60.1%
2006-12-23 HK$1.58M −42.1%
1996-08-14 HK$2.73M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 24 min walk · 1,884 m
(quite far — consider other transport options)
Education
6
schools within 1 km (0 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com