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At today's rate and a 90% mortgage, the deposit on this unit is about HK$602K, with repayments around HK$26,271/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,542/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$137,291 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tsuen Wan West Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 109 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 556 ft²
- Efficiency
- 75%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-28 | HK$6.50M | +8.3% 3.0y · 3.0%/yr |
| 2019-10-02 | HK$6.00M | +96.7% 8.8y · 11.0%/yr |
| 2010-11-22 | HK$3.05M | +45.2% |
| 2009-07-15 | HK$2.10M | +10.5% |
| 2000-07-21 | HK$1.90M | — |