Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$656K, with repayments around HK$28,603/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$190,749 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tsuen Wan West Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 109 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- H
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 556 ft²
- Efficiency
- 75%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-17 | HK$7.55M | +26.3% 3.4y · 8.0%/yr |
| 2017-05-04 | HK$5.98M | +30.6% 3.7y · 8.0%/yr |
| 2013-09-03 | HK$4.58M | +129.0% |
| 2010-05-27 | HK$2.00M | +19.8% |
| 2004-06-11 | HK$1.67M | — |