▼ 0.50% · 3.625%
HK$4,252
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,384
−HK$135/mo
Today · 4.125%
HK$4,519
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$275/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,038/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,730
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,857
−HK$129/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,249
+HK$263/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,823
−HK$147/mo
Today · 4.125%
HK$4,970
baseline
▲ 0.50% · 4.625%
HK$5,273
+HK$303/mo
Deposit HK$839K · loan HK$1.03M · min. income ≈ HK$9,940/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$141/mo
Today · 4.125%
HK$5,484
baseline
▲ 0.50% · 4.625%
HK$5,774
+HK$290/mo
Deposit HK$839K · loan HK$1.03M · min. income ≈ HK$10,968/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,261
−HK$161/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,752
+HK$330/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$154/mo
Today · 4.125%
HK$5,983
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$315/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$11,966/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$175/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$358/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$168/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$341/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,138
−HK$188/mo
Today · 4.125%
HK$6,326
baseline
▲ 0.50% · 4.625%
HK$6,711
+HK$385/mo
Deposit HK$559K · loan HK$1.31M · min. income ≈ HK$12,652/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,800
−HK$180/mo
Today · 4.125%
HK$6,980
baseline
▲ 0.50% · 4.625%
HK$7,348
+HK$368/mo
Deposit HK$559K · loan HK$1.31M · min. income ≈ HK$13,960/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,378
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,576
−HK$202/mo
Today · 4.125%
HK$6,778
baseline
▲ 0.50% · 4.625%
HK$7,190
+HK$412/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$13,556/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,095
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,286
−HK$193/mo
Today · 4.125%
HK$7,479
baseline
▲ 0.50% · 4.625%
HK$7,873
+HK$394/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$14,958/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,803
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,015
−HK$215/mo
Today · 4.125%
HK$7,230
baseline
▲ 0.50% · 4.625%
HK$7,670
+HK$440/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$14,460/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,568
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,771
−HK$206/mo
Today · 4.125%
HK$7,977
baseline
▲ 0.50% · 4.625%
HK$8,398
+HK$421/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$15,954/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,228
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,453
−HK$229/mo
Today · 4.125%
HK$7,682
baseline
▲ 0.50% · 4.625%
HK$8,149
+HK$467/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$15,364/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,041
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,257
−HK$219/mo
Today · 4.125%
HK$8,476
baseline
▲ 0.50% · 4.625%
HK$8,923
+HK$447/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$16,952/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,654
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,892
−HK$241/mo
Today · 4.125%
HK$8,133
baseline
▲ 0.50% · 4.625%
HK$8,628
+HK$495/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$16,266/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,514
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,743
−HK$231/mo
Today · 4.125%
HK$8,974
baseline
▲ 0.50% · 4.625%
HK$9,448
+HK$474/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$17,948/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).