▼ 0.50% · 3.625%
HK$4,560
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$144/mo
Today · 4.125%
HK$4,846
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$295/mo
Deposit HK$1000K · loan HK$1000K · min. income ≈ HK$9,692/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$138/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$282/mo
Deposit HK$1000K · loan HK$1000K · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$158/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$325/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,580
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$152/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$310/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$173/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$354/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$165/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$338/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$187/mo
Today · 4.125%
HK$6,299
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$384/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$12,598/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$180/mo
Today · 4.125%
HK$6,951
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$366/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$13,902/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$202/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$413/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,292
−HK$194/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,880
+HK$394/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,840
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,052
−HK$217/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,711
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,813
−HK$207/mo
Today · 4.125%
HK$8,020
baseline
▲ 0.50% · 4.625%
HK$8,443
+HK$423/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,040/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,296
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,523
−HK$230/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,225
+HK$472/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,116
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,334
−HK$221/mo
Today · 4.125%
HK$8,555
baseline
▲ 0.50% · 4.625%
HK$9,006
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,110/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,752
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,993
−HK$245/mo
Today · 4.125%
HK$8,238
baseline
▲ 0.50% · 4.625%
HK$8,739
+HK$501/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,476/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,624
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,855
−HK$235/mo
Today · 4.125%
HK$9,090
baseline
▲ 0.50% · 4.625%
HK$9,569
+HK$479/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,180/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,208
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,463
−HK$259/mo
Today · 4.125%
HK$8,722
baseline
▲ 0.50% · 4.625%
HK$9,253
+HK$531/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,444/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,131
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,376
−HK$248/mo
Today · 4.125%
HK$9,624
baseline
▲ 0.50% · 4.625%
HK$10,132
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,248/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).