▼ 0.50% · 3.625%
HK$4,411
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$140/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$285/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$134/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$272/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$154/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$313/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,398
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$147/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$167/mo
Today · 4.125%
HK$5,625
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$343/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,250/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$160/mo
Today · 4.125%
HK$6,207
baseline
▲ 0.50% · 4.625%
HK$6,534
+HK$327/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,414/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,913
−HK$181/mo
Today · 4.125%
HK$6,094
baseline
▲ 0.50% · 4.625%
HK$6,465
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,188/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,380
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,551
−HK$173/mo
Today · 4.125%
HK$6,724
baseline
▲ 0.50% · 4.625%
HK$7,079
+HK$355/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,448/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$195/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,962
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,870
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$187/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,623
+HK$381/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$209/mo
Today · 4.125%
HK$7,032
baseline
▲ 0.50% · 4.625%
HK$7,460
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,064/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,361
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$200/mo
Today · 4.125%
HK$7,759
baseline
▲ 0.50% · 4.625%
HK$8,168
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,518/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,058
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,277
−HK$223/mo
Today · 4.125%
HK$7,500
baseline
▲ 0.50% · 4.625%
HK$7,957
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,000/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,852
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,062
−HK$214/mo
Today · 4.125%
HK$8,276
baseline
▲ 0.50% · 4.625%
HK$8,712
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,552/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,499
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,732
−HK$237/mo
Today · 4.125%
HK$7,969
baseline
▲ 0.50% · 4.625%
HK$8,454
+HK$485/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,938/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,343
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,566
−HK$227/mo
Today · 4.125%
HK$8,793
baseline
▲ 0.50% · 4.625%
HK$9,257
+HK$464/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,586/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,940
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,187
−HK$251/mo
Today · 4.125%
HK$8,438
baseline
▲ 0.50% · 4.625%
HK$8,951
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,876/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,833
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,070
−HK$241/mo
Today · 4.125%
HK$9,311
baseline
▲ 0.50% · 4.625%
HK$9,801
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,622/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).