▼ 0.50% · 3.625%
HK$3,775
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$119/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$244/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$114/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$233/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$131/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$269/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$125/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$257/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$143/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$293/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$137/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,592
+HK$280/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$156/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$317/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$149/mo
Today · 4.125%
HK$5,755
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$303/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$11,510/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$167/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$341/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$159/mo
Today · 4.125%
HK$6,197
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$327/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$12,394/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,839
−HK$179/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$366/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$171/mo
Today · 4.125%
HK$6,640
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$350/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,280/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$191/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,810
+HK$391/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,900
−HK$183/mo
Today · 4.125%
HK$7,083
baseline
▲ 0.50% · 4.625%
HK$7,456
+HK$373/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,166/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,617
−HK$203/mo
Today · 4.125%
HK$6,820
baseline
▲ 0.50% · 4.625%
HK$7,235
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,640/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,140
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,331
−HK$195/mo
Today · 4.125%
HK$7,526
baseline
▲ 0.50% · 4.625%
HK$7,922
+HK$396/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,052/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,795
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,007
−HK$214/mo
Today · 4.125%
HK$7,221
baseline
▲ 0.50% · 4.625%
HK$7,661
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,442/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,560
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,763
−HK$205/mo
Today · 4.125%
HK$7,968
baseline
▲ 0.50% · 4.625%
HK$8,388
+HK$420/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,936/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).