▼ 0.50% · 3.625%
HK$16,431
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,942
−HK$519/mo
Today · 4.125%
HK$17,461
baseline
▲ 0.50% · 4.625%
HK$18,524
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,922/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,279
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,770
−HK$497/mo
Today · 4.125%
HK$19,267
baseline
▲ 0.50% · 4.625%
HK$20,282
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,534/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,074
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,636
−HK$572/mo
Today · 4.125%
HK$19,208
baseline
▲ 0.50% · 4.625%
HK$20,376
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,416/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,107
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,647
−HK$547/mo
Today · 4.125%
HK$21,194
baseline
▲ 0.50% · 4.625%
HK$22,311
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,388/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,717
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,331
−HK$623/mo
Today · 4.125%
HK$20,954
baseline
▲ 0.50% · 4.625%
HK$22,229
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,908/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,935
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,523
−HK$597/mo
Today · 4.125%
HK$23,120
baseline
▲ 0.50% · 4.625%
HK$24,339
+HK$1,219/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,240/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,360
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,025
−HK$675/mo
Today · 4.125%
HK$22,700
baseline
▲ 0.50% · 4.625%
HK$24,081
+HK$1,381/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,400/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,763
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,400
−HK$647/mo
Today · 4.125%
HK$25,047
baseline
▲ 0.50% · 4.625%
HK$26,367
+HK$1,320/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,094/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,003
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$727/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,933
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,277
−HK$697/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,395
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,647
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,413
−HK$779/mo
Today · 4.125%
HK$26,192
baseline
▲ 0.50% · 4.625%
HK$27,786
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,384/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,419
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$746/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,424
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,290
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,107
−HK$831/mo
Today · 4.125%
HK$27,938
baseline
▲ 0.50% · 4.625%
HK$29,638
+HK$1,700/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,876/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,247
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,031
−HK$796/mo
Today · 4.125%
HK$30,827
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,625/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,654/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,933
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,802
−HK$882/mo
Today · 4.125%
HK$29,684
baseline
▲ 0.50% · 4.625%
HK$31,491
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,368/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,075
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,908
−HK$846/mo
Today · 4.125%
HK$32,754
baseline
▲ 0.50% · 4.625%
HK$34,480
+HK$1,726/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,508/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,576
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,496
−HK$934/mo
Today · 4.125%
HK$31,430
baseline
▲ 0.50% · 4.625%
HK$33,343
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,785
−HK$895/mo
Today · 4.125%
HK$34,680
baseline
▲ 0.50% · 4.625%
HK$36,508
+HK$1,828/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,360/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,174 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).