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At today's rate and a 90% mortgage, the deposit on this unit is about HK$519K, with repayments around HK$22,637/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,274/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 7
- Saleable Area
- 445 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 87%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-13 | HK$6.00M | +23.7% 3.3y · 7.0%/yr |
| 2017-03-16 | HK$4.85M | +278.9% 12.3y · 23.0%/yr |
| 2004-12-17 | HK$1.28M | +16.4% |
| 2004-03-16 | HK$1.10M | −15.4% |
| 2000-03-02 | HK$1.30M | — |