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At today's rate and a 90% mortgage, the deposit on this unit is about HK$618K, with repayments around HK$26,954/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$53,908/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,946 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 578 Saleable ft²
- Gross Area
- 715 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-10 | HK$5.65M | −10.3% 1.3y · −8.0%/yr |
| 2022-12-13 | HK$6.30M | +5.0% 5.5y · 1.0%/yr |
| 2017-06-27 | HK$6.00M | +150.0% 7.0y · 21.0%/yr |
| 2010-06-08 | HK$2.40M | +45.5% |
| 2009-02-03 | HK$1.65M | −1.8% |
| 2005-10-31 | HK$1.68M | +20.0% |
| 2004-02-09 | HK$1.40M | +18.6% |
| 2003-12-09 | HK$1.18M | — |