▼ 0.50% · 3.625%
HK$21,579
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,250
−HK$682/mo
Today · 4.125%
HK$22,932
baseline
▲ 0.50% · 4.625%
HK$24,328
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,864/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,007
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,650
−HK$654/mo
Today · 4.125%
HK$25,304
baseline
▲ 0.50% · 4.625%
HK$26,637
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,608/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,475
−HK$751/mo
Today · 4.125%
HK$25,226
baseline
▲ 0.50% · 4.625%
HK$26,760
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,452/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,407
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,115
−HK$719/mo
Today · 4.125%
HK$27,834
baseline
▲ 0.50% · 4.625%
HK$29,301
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,668/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,895
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,700
−HK$819/mo
Today · 4.125%
HK$27,519
baseline
▲ 0.50% · 4.625%
HK$29,193
+HK$1,674/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,038/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,808
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,580
−HK$784/mo
Today · 4.125%
HK$30,364
baseline
▲ 0.50% · 4.625%
HK$31,965
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,728/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,053
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,925
−HK$887/mo
Today · 4.125%
HK$29,812
baseline
▲ 0.50% · 4.625%
HK$31,626
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,624/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,208
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,045
−HK$850/mo
Today · 4.125%
HK$32,895
baseline
▲ 0.50% · 4.625%
HK$34,629
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,790/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,211
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,150
−HK$955/mo
Today · 4.125%
HK$32,105
baseline
▲ 0.50% · 4.625%
HK$34,059
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,210/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,609
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,511
−HK$914/mo
Today · 4.125%
HK$35,425
baseline
▲ 0.50% · 4.625%
HK$37,292
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,850/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,369
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,375
−HK$1,023/mo
Today · 4.125%
HK$34,398
baseline
▲ 0.50% · 4.625%
HK$36,492
+HK$2,094/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,796/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,010
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,976
−HK$979/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$39,956
+HK$2,001/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,527
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,601
−HK$1,091/mo
Today · 4.125%
HK$36,692
baseline
▲ 0.50% · 4.625%
HK$38,924
+HK$2,232/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,384/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,410
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,441
−HK$1,045/mo
Today · 4.125%
HK$40,486
baseline
▲ 0.50% · 4.625%
HK$42,620
+HK$2,134/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,972/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,684
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,826
−HK$1,159/mo
Today · 4.125%
HK$38,985
baseline
▲ 0.50% · 4.625%
HK$41,357
+HK$2,372/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,970/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,811
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,906
−HK$1,110/mo
Today · 4.125%
HK$43,016
baseline
▲ 0.50% · 4.625%
HK$45,283
+HK$2,267/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$86,032/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,842
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,051
−HK$1,227/mo
Today · 4.125%
HK$41,278
baseline
▲ 0.50% · 4.625%
HK$43,790
+HK$2,512/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$82,556/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,212
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,371
−HK$1,175/mo
Today · 4.125%
HK$45,546
baseline
▲ 0.50% · 4.625%
HK$47,947
+HK$2,401/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$91,092/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,346 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).