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438 ft²
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438 ft²
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439 ft²
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439 ft²
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439 ft²
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441 ft²
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439 ft²
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443 ft²
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438 ft²
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443 ft²
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438 ft²
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439 ft²
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438 ft²
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439 ft²
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438 ft²
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438 ft²
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438 ft²
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441 ft²
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439 ft²
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438 ft²
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438 ft²
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439 ft²
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439 ft²
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438 ft²
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443 ft²
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443 ft²
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438 ft²
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441 ft²
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439 ft²
38/F 1
438 ft²
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438 ft²
38/F 2
439 ft²
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439 ft²
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438 ft²
38/F 5
443 ft²
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443 ft²
38/F 7
438 ft²
38/F 8
441 ft²
38/F 9
439 ft²
Crescira AVM · estimated value
● Medium confidence
HK$4.83M
≈ HK$11,017 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$483K, with repayments around HK$21,048/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,806
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,422
−HK$626/mo
Today · 4.125%
HK$21,048
baseline
▲ 0.50% · 4.625%
HK$22,329
+HK$1,281/mo
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$42,096/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,055 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Tai Wo Hau Station
≈ 8 min walk · 625 m
Education
90
schools within 1 km (22 within 500 m)
Daily convenience
110
within 1 km (36 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
118
parks, libraries, sports within 1 km
Family-friendly — 90 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 118 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 7
- Saleable Area
- 438 Saleable ft²
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-09 | HK$5.35M | +95.7% |
| 2017-07-14 | HK$2.73M | — |
Other appraised units in this building
Data sourced from Renavon.com