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438 ft²
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438 ft²
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441 ft²
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439 ft²
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443 ft²
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438 ft²
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443 ft²
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438 ft²
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439 ft²
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438 ft²
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439 ft²
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438 ft²
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438 ft²
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438 ft²
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441 ft²
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439 ft²
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438 ft²
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438 ft²
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439 ft²
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439 ft²
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438 ft²
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443 ft²
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443 ft²
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438 ft²
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441 ft²
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439 ft²
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438 ft²
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438 ft²
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439 ft²
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439 ft²
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438 ft²
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443 ft²
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443 ft²
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438 ft²
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441 ft²
38/F 9
439 ft²
Crescira AVM · estimated value
● Medium confidence
HK$4.48M
≈ HK$10,117 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,549/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,395
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,967
−HK$582/mo
Today · 4.125%
HK$19,549
baseline
▲ 0.50% · 4.625%
HK$20,738
+HK$1,189/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,098/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Tai Wo Hau Station
≈ 8 min walk · 625 m
Education
90
schools within 1 km (22 within 500 m)
Daily convenience
110
within 1 km (36 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
118
parks, libraries, sports within 1 km
Family-friendly — 90 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 118 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 6
- Saleable Area
- 443 Saleable ft²
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-18 | HK$4.28M | +69.4% |
| 2017-08-03 | HK$2.53M | — |
Other appraised units in this building
Data sourced from Renavon.com