▼ 0.50% · 3.625%
HK$22,777
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,486
−HK$720/mo
Today · 4.125%
HK$24,206
baseline
▲ 0.50% · 4.625%
HK$25,679
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,412/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,340
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,019
−HK$690/mo
Today · 4.125%
HK$26,709
baseline
▲ 0.50% · 4.625%
HK$28,116
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,418/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,055
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,834
−HK$792/mo
Today · 4.125%
HK$26,626
baseline
▲ 0.50% · 4.625%
HK$28,246
+HK$1,620/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$53,252/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,873
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,621
−HK$758/mo
Today · 4.125%
HK$29,379
baseline
▲ 0.50% · 4.625%
HK$30,928
+HK$1,549/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$58,758/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,333
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$864/mo
Today · 4.125%
HK$29,047
baseline
▲ 0.50% · 4.625%
HK$30,814
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,094/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,407
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,223
−HK$827/mo
Today · 4.125%
HK$32,050
baseline
▲ 0.50% · 4.625%
HK$33,740
+HK$1,690/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,100/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,611
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,532
−HK$935/mo
Today · 4.125%
HK$31,467
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,934/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,941
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,825
−HK$896/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,888
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,880
−HK$1,008/mo
Today · 4.125%
HK$33,888
baseline
▲ 0.50% · 4.625%
HK$35,950
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,776/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,475
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,427
−HK$965/mo
Today · 4.125%
HK$37,392
baseline
▲ 0.50% · 4.625%
HK$39,363
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,784/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,166
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,229
−HK$1,079/mo
Today · 4.125%
HK$36,308
baseline
▲ 0.50% · 4.625%
HK$38,518
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,616/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,009
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,029
−HK$1,034/mo
Today · 4.125%
HK$40,063
baseline
▲ 0.50% · 4.625%
HK$42,175
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,126/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,444
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,577
−HK$1,152/mo
Today · 4.125%
HK$38,729
baseline
▲ 0.50% · 4.625%
HK$41,086
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,458/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,543
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,631
−HK$1,103/mo
Today · 4.125%
HK$42,734
baseline
▲ 0.50% · 4.625%
HK$44,986
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,468/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,721
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,224/mo
Today · 4.125%
HK$41,150
baseline
▲ 0.50% · 4.625%
HK$43,653
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,300/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,077
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,233
−HK$1,172/mo
Today · 4.125%
HK$45,405
baseline
▲ 0.50% · 4.625%
HK$47,798
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,810/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,999
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,274
−HK$1,296/mo
Today · 4.125%
HK$43,570
baseline
▲ 0.50% · 4.625%
HK$46,221
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,140/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,611
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,834
−HK$1,241/mo
Today · 4.125%
HK$48,075
baseline
▲ 0.50% · 4.625%
HK$50,610
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,150/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,893 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).