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At today's rate and a 90% mortgage, the deposit on this unit is about HK$496K, with repayments around HK$21,623/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$43,246/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,537 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 498 ft²
- Efficiency
- 76%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-08 | HK$5.80M | +16.0% 3.2y · 5.0%/yr |
| 2017-11-27 | HK$5.00M | +92.3% 6.7y · 14.0%/yr |
| 2011-03-02 | HK$2.60M | +40.5% |
| 2009-09-30 | HK$1.85M | +19.4% |
| 2009-03-04 | HK$1.55M | +9.2% |
| 2006-06-07 | HK$1.42M | −18.4% |
| 1996-01-25 | HK$1.74M | — |