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At today's rate and a 90% mortgage, the deposit on this unit is about HK$477K, with repayments around HK$20,785/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$41,570/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$94,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- A
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 447 ft²
- Efficiency
- 75%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-30 | HK$4.30M | −20.4% 6.3y · −3.0%/yr |
| 2018-10-10 | HK$5.40M | +187.2% 8.7y · 22.0%/yr |
| 2010-01-20 | HK$1.88M | +11.9% |
| 1999-06-25 | HK$1.68M | −24.0% |
| 1997-02-24 | HK$2.21M | — |