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At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,224/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,448/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 6 (NO. 317A)
- Saleable Area
- 308 Saleable ft²
- Gross Area
- 411 ft²
- Efficiency
- 75%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-06 | HK$2.52M | −37.0% 4.7y · −8.0%/yr |
| 2020-04-21 | HK$4.00M | +104.1% 8.0y · 13.0%/yr |
| 2012-05-08 | HK$1.96M | +96.0% |
| 2007-12-28 | HK$1.00M | — |