▼ 0.50% · 3.625%
HK$15,210
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,683
−HK$480/mo
Today · 4.125%
HK$16,163
baseline
▲ 0.50% · 4.625%
HK$17,147
+HK$984/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,326/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,921
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,374
−HK$461/mo
Today · 4.125%
HK$17,835
baseline
▲ 0.50% · 4.625%
HK$18,775
+HK$940/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,670/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,731
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,251
−HK$529/mo
Today · 4.125%
HK$17,780
baseline
▲ 0.50% · 4.625%
HK$18,862
+HK$1,082/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,560/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,613
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,112
−HK$506/mo
Today · 4.125%
HK$19,618
baseline
▲ 0.50% · 4.625%
HK$20,652
+HK$1,034/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,236/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,251
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,819
−HK$577/mo
Today · 4.125%
HK$19,396
baseline
▲ 0.50% · 4.625%
HK$20,576
+HK$1,180/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,792/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,305
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,849
−HK$553/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,530
+HK$1,128/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,772
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,387
−HK$625/mo
Today · 4.125%
HK$21,012
baseline
▲ 0.50% · 4.625%
HK$22,291
+HK$1,279/mo
Deposit HK$2.33M · loan HK$4.34M · min. income ≈ HK$42,024/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,997
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,587
−HK$598/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,407
+HK$1,222/mo
Deposit HK$2.33M · loan HK$4.34M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,293
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,956
−HK$673/mo
Today · 4.125%
HK$22,629
baseline
▲ 0.50% · 4.625%
HK$24,006
+HK$1,377/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,258/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,689
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,324
−HK$645/mo
Today · 4.125%
HK$24,969
baseline
▲ 0.50% · 4.625%
HK$26,285
+HK$1,316/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,938/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,814
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,524
−HK$721/mo
Today · 4.125%
HK$24,245
baseline
▲ 0.50% · 4.625%
HK$25,720
+HK$1,475/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,490/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,381
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,061
−HK$691/mo
Today · 4.125%
HK$26,752
baseline
▲ 0.50% · 4.625%
HK$28,162
+HK$1,410/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,504/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,335
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,092
−HK$769/mo
Today · 4.125%
HK$25,861
baseline
▲ 0.50% · 4.625%
HK$27,435
+HK$1,574/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$51,722/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,073
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,799
−HK$736/mo
Today · 4.125%
HK$28,535
baseline
▲ 0.50% · 4.625%
HK$30,040
+HK$1,505/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$57,070/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,856
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,661
−HK$817/mo
Today · 4.125%
HK$27,478
baseline
▲ 0.50% · 4.625%
HK$29,150
+HK$1,672/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$54,956/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,765
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$783/mo
Today · 4.125%
HK$30,319
baseline
▲ 0.50% · 4.625%
HK$31,917
+HK$1,598/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$60,638/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,377
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,229
−HK$865/mo
Today · 4.125%
HK$29,094
baseline
▲ 0.50% · 4.625%
HK$30,864
+HK$1,770/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$58,188/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,457
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,274
−HK$828/mo
Today · 4.125%
HK$32,102
baseline
▲ 0.50% · 4.625%
HK$33,795
+HK$1,693/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$64,204/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,104 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).