▼ 0.50% · 3.625%
HK$15,150
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,621
−HK$479/mo
Today · 4.125%
HK$16,100
baseline
▲ 0.50% · 4.625%
HK$17,079
+HK$979/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,200/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,854
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,306
−HK$458/mo
Today · 4.125%
HK$17,764
baseline
▲ 0.50% · 4.625%
HK$18,701
+HK$937/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,528/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,665
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,183
−HK$527/mo
Today · 4.125%
HK$17,710
baseline
▲ 0.50% · 4.625%
HK$18,787
+HK$1,077/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$35,420/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,539
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,036
−HK$505/mo
Today · 4.125%
HK$19,541
baseline
▲ 0.50% · 4.625%
HK$20,571
+HK$1,030/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$39,082/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,180
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,745
−HK$575/mo
Today · 4.125%
HK$19,320
baseline
▲ 0.50% · 4.625%
HK$20,495
+HK$1,175/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,640/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,225
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,767
−HK$550/mo
Today · 4.125%
HK$21,317
baseline
▲ 0.50% · 4.625%
HK$22,441
+HK$1,124/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,634/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,694
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,307
−HK$623/mo
Today · 4.125%
HK$20,930
baseline
▲ 0.50% · 4.625%
HK$22,203
+HK$1,273/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$41,860/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,910
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,498
−HK$596/mo
Today · 4.125%
HK$23,094
baseline
▲ 0.50% · 4.625%
HK$24,311
+HK$1,217/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$46,188/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,209
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,869
−HK$670/mo
Today · 4.125%
HK$22,539
baseline
▲ 0.50% · 4.625%
HK$23,911
+HK$1,372/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,078/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,595
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,228
−HK$642/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,181
+HK$1,311/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,724
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,431
−HK$718/mo
Today · 4.125%
HK$24,149
baseline
▲ 0.50% · 4.625%
HK$25,619
+HK$1,470/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$48,298/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,281
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,959
−HK$688/mo
Today · 4.125%
HK$26,647
baseline
▲ 0.50% · 4.625%
HK$28,051
+HK$1,404/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$53,294/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,239
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,993
−HK$766/mo
Today · 4.125%
HK$25,759
baseline
▲ 0.50% · 4.625%
HK$27,327
+HK$1,568/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$51,518/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,966
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,689
−HK$734/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$29,921
+HK$1,498/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,754
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,555
−HK$814/mo
Today · 4.125%
HK$27,369
baseline
▲ 0.50% · 4.625%
HK$29,035
+HK$1,666/mo
Deposit HK$997K · loan HK$5.65M · min. income ≈ HK$54,738/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,651
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,420
−HK$779/mo
Today · 4.125%
HK$30,199
baseline
▲ 0.50% · 4.625%
HK$31,791
+HK$1,592/mo
Deposit HK$997K · loan HK$5.65M · min. income ≈ HK$60,398/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,269
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,118
−HK$861/mo
Today · 4.125%
HK$28,979
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,764/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,958/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,337
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,150
−HK$826/mo
Today · 4.125%
HK$31,976
baseline
▲ 0.50% · 4.625%
HK$33,661
+HK$1,685/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$63,952/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,315 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).