▼ 0.50% · 3.625%
HK$8,208
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,464
−HK$259/mo
Today · 4.125%
HK$8,723
baseline
▲ 0.50% · 4.625%
HK$9,254
+HK$531/mo
Deposit HK$1.80M · loan HK$1.80M · min. income ≈ HK$17,446/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,132
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,377
−HK$248/mo
Today · 4.125%
HK$9,625
baseline
▲ 0.50% · 4.625%
HK$10,132
+HK$507/mo
Deposit HK$1.80M · loan HK$1.80M · min. income ≈ HK$19,250/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,029
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,310
−HK$285/mo
Today · 4.125%
HK$9,595
baseline
▲ 0.50% · 4.625%
HK$10,179
+HK$584/mo
Deposit HK$1.62M · loan HK$1.98M · min. income ≈ HK$19,190/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,045
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,314
−HK$273/mo
Today · 4.125%
HK$10,587
baseline
▲ 0.50% · 4.625%
HK$11,146
+HK$559/mo
Deposit HK$1.62M · loan HK$1.98M · min. income ≈ HK$21,174/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,850
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,156
−HK$312/mo
Today · 4.125%
HK$10,468
baseline
▲ 0.50% · 4.625%
HK$11,105
+HK$637/mo
Deposit HK$1.44M · loan HK$2.16M · min. income ≈ HK$20,936/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,958
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,252
−HK$298/mo
Today · 4.125%
HK$11,550
baseline
▲ 0.50% · 4.625%
HK$12,159
+HK$609/mo
Deposit HK$1.44M · loan HK$2.16M · min. income ≈ HK$23,100/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,671
−HK$669/mo
▼ 0.25% · 3.875%
HK$11,003
−HK$337/mo
Today · 4.125%
HK$11,340
baseline
▲ 0.50% · 4.625%
HK$12,030
+HK$690/mo
Deposit HK$1.26M · loan HK$2.34M · min. income ≈ HK$22,680/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,871
−HK$641/mo
▼ 0.25% · 3.875%
HK$12,189
−HK$323/mo
Today · 4.125%
HK$12,512
baseline
▲ 0.50% · 4.625%
HK$13,172
+HK$660/mo
Deposit HK$1.26M · loan HK$2.34M · min. income ≈ HK$25,024/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,492
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,849
−HK$363/mo
Today · 4.125%
HK$12,212
baseline
▲ 0.50% · 4.625%
HK$12,955
+HK$743/mo
Deposit HK$1.08M · loan HK$2.52M · min. income ≈ HK$24,424/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,784
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,127
−HK$348/mo
Today · 4.125%
HK$13,475
baseline
▲ 0.50% · 4.625%
HK$14,185
+HK$710/mo
Deposit HK$1.08M · loan HK$2.52M · min. income ≈ HK$26,950/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,312
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,695
−HK$390/mo
Today · 4.125%
HK$13,085
baseline
▲ 0.50% · 4.625%
HK$13,881
+HK$796/mo
Deposit HK$900K · loan HK$2.70M · min. income ≈ HK$26,170/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,697
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,065
−HK$372/mo
Today · 4.125%
HK$14,437
baseline
▲ 0.50% · 4.625%
HK$15,198
+HK$761/mo
Deposit HK$900K · loan HK$2.70M · min. income ≈ HK$28,874/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,133
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,542
−HK$415/mo
Today · 4.125%
HK$13,957
baseline
▲ 0.50% · 4.625%
HK$14,806
+HK$849/mo
Deposit HK$720K · loan HK$2.88M · min. income ≈ HK$27,914/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,611
−HK$789/mo
▼ 0.25% · 3.875%
HK$15,002
−HK$398/mo
Today · 4.125%
HK$15,400
baseline
▲ 0.50% · 4.625%
HK$16,212
+HK$812/mo
Deposit HK$720K · loan HK$2.88M · min. income ≈ HK$30,800/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,954
−HK$875/mo
▼ 0.25% · 3.875%
HK$14,388
−HK$441/mo
Today · 4.125%
HK$14,829
baseline
▲ 0.50% · 4.625%
HK$15,731
+HK$902/mo
Deposit HK$540K · loan HK$3.06M · min. income ≈ HK$29,658/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,524
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,940
−HK$422/mo
Today · 4.125%
HK$16,362
baseline
▲ 0.50% · 4.625%
HK$17,225
+HK$863/mo
Deposit HK$540K · loan HK$3.06M · min. income ≈ HK$32,724/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,775
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,234
−HK$467/mo
Today · 4.125%
HK$15,701
baseline
▲ 0.50% · 4.625%
HK$16,657
+HK$956/mo
Deposit HK$360K · loan HK$3.24M · min. income ≈ HK$31,402/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,437
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,878
−HK$447/mo
Today · 4.125%
HK$17,325
baseline
▲ 0.50% · 4.625%
HK$18,238
+HK$913/mo
Deposit HK$360K · loan HK$3.24M · min. income ≈ HK$34,650/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).