20/F 4

in CHOI PO COURT CHOI NGAN HOUSE (BLOCK D)

North District · New Territories East

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1/F 1 363 ft² 1/F 10 394 ft² 1/F 11 438 ft² 1/F 15 438 ft² 1/F 16 338 ft² 1/F 3 438 ft² 1/F 4 351 ft² 1/F 6 394 ft² 1/F 7 438 ft² 1/F 9 363 ft² 2/F 1 363 ft² 2/F 12 351 ft² 2/F 3 438 ft² 2/F 4 351 ft² 2/F 5 363 ft² 2/F 9 363 ft² 3/F 12 351 ft² 3/F 14 394 ft² 3/F 2 394 ft² 3/F 4 351 ft² 3/F 9 363 ft² 3/F 2 394 ft² 4/F 1 363 ft² 4/F 10 394 ft² 4/F 11 438 ft² 4/F 13 363 ft² 4/F 14 394 ft² 4/F 15 438 ft² 4/F 2 394 ft² 4/F 3 438 ft² 4/F 4 351 ft² 4/F 5 363 ft² 4/F 7 438 ft² 4/F 9 363 ft² 5/F 1 363 ft² 5/F 10 394 ft² 5/F 11 438 ft² 5/F 12 351 ft² 5/F 13 363 ft² 5/F 16 338 ft² 5/F 2 394 ft² 5/F 3 438 ft² 5/F 4 351 ft² 5/F 6 394 ft² 5/F 9 363 ft² 6/F 12 351 ft² 6/F 16 338 ft² 6/F 6 394 ft² 6/F 7 438 ft² 6/F 9 363 ft² 7/F 1 363 ft² 7/F 10 394 ft² 7/F 15 438 ft² 7/F 16 338 ft² 7/F 2 394 ft² 7/F 3 438 ft² 7/F 4 351 ft² 7/F 6 394 ft² 7/F 8 338 ft² 7/F 9 363 ft² 8/F 11 438 ft² 8/F 12 351 ft² 8/F 13 363 ft² 8/F 14 394 ft² 8/F 15 438 ft² 8/F 2 394 ft² 8/F 4 351 ft² 8/F 9 363 ft² 9/F 1 363 ft² 9/F 14 394 ft² 9/F 15 438 ft² 9/F 2 394 ft² 9/F 3 438 ft² 9/F 6 394 ft² 10/F 1 363 ft² 10/F 12 351 ft² 10/F 13 363 ft² 10/F 14 394 ft² 10/F 15 438 ft² 10/F 16 338 ft² 10/F 4 351 ft² 10/F 5 363 ft² 10/F 6 394 ft² 10/F 9 363 ft² 11/F 11 438 ft² 11/F 12 351 ft² 11/F 5 363 ft² 11/F 8 338 ft² 11/F 9 363 ft² 12/F 1 363 ft² 12/F 10 394 ft² 12/F 13 363 ft² 12/F 14 394 ft² 12/F 15 438 ft² 12/F 5 363 ft² 12/F 6 394 ft² 12/F 8 338 ft² 12/F 7 438 ft² 13/F 11 438 ft² 13/F 12 351 ft² 13/F 14 394 ft² 13/F 3 438 ft² 13/F 4 351 ft² 13/F 5 363 ft² 13/F 6 394 ft² 13/F 8 338 ft² 13/F 9 363 ft² 14/F 10 394 ft² 14/F 11 438 ft² 14/F 13 363 ft² 14/F 2 394 ft² 14/F 3 438 ft² 14/F 4 351 ft² 14/F 5 363 ft² 14/F 8 338 ft² 14/F 9 363 ft² 15/F 1 363 ft² 15/F 10 394 ft² 15/F 13 363 ft² 15/F 14 394 ft² 15/F 16 338 ft² 15/F 4 351 ft² 15/F 6 394 ft² 15/F 7 438 ft² 15/F 8 338 ft² 16/F 10 394 ft² 16/F 11 438 ft² 16/F 13 363 ft² 16/F 15 438 ft² 16/F 6 394 ft² 16/F 7 438 ft² 16/F 8 338 ft² 16/F 9 363 ft² 17/F 1 363 ft² 17/F 13 363 ft² 17/F 14 394 ft² 17/F 15 438 ft² 17/F 16 338 ft² 17/F 3 438 ft² 17/F 4 351 ft² 17/F 6 394 ft² 17/F 9 363 ft² 18/F 10 394 ft² 18/F 12 351 ft² 18/F 13 363 ft² 18/F 6 394 ft² 18/F 8 338 ft² 18/F 9 363 ft² 19/F 10 394 ft² 19/F 11 438 ft² 19/F 15 438 ft² 19/F 16 338 ft² 19/F 6 394 ft² 19/F 7 438 ft² 19/F 8 338 ft² 19/F 9 363 ft² 20/F 12 351 ft² 20/F 13 363 ft² 20/F 14 394 ft² 20/F 15 438 ft² 20/F 16 338 ft² 20/F 4 351 ft² 20/F 5 363 ft² 20/F 9 363 ft² 21/F 1 363 ft² 21/F 11 438 ft² 21/F 12 351 ft² 21/F 14 394 ft² 21/F 15 438 ft² 21/F 16 338 ft² 21/F 5 363 ft² 21/F 6 394 ft² 21/F 8 338 ft² 22/F 11 438 ft² 22/F 13 363 ft² 22/F 14 394 ft² 22/F 5 363 ft² 22/F 9 363 ft² 23/F 10 394 ft² 23/F 11 438 ft² 23/F 12 351 ft² 23/F 14 394 ft² 23/F 15 438 ft² 23/F 3 438 ft² 23/F 4 351 ft² 23/F 5 363 ft² 23/F 6 394 ft² 23/F 8 338 ft² 24/F 1 363 ft² 24/F 10 394 ft² 24/F 12 351 ft² 24/F 15 438 ft² 24/F 3 438 ft² 24/F 8 338 ft² 25/F 1 363 ft² 25/F 12 351 ft² 25/F 3 438 ft² 25/F 7 438 ft² 26/F 1 363 ft² 26/F 12 351 ft² 26/F 13 363 ft² 26/F 15 438 ft² 26/F 3 438 ft² 26/F 4 351 ft² 26/F 5 363 ft² 26/F 6 394 ft² 26/F 8 338 ft² 27/F 10 394 ft² 27/F 11 438 ft² 27/F 12 351 ft² 27/F 2 394 ft² 27/F 3 438 ft² 27/F 6 394 ft² 27/F 8 338 ft² 28/F 11 438 ft² 28/F 13 363 ft² 28/F 14 394 ft² 28/F 15 438 ft² 28/F 2 394 ft² 28/F 5 363 ft² 28/F 6 394 ft² 28/F 8 338 ft² 29/F 12 351 ft² 29/F 13 363 ft² 29/F 15 438 ft² 29/F 16 338 ft² 29/F 4 351 ft² 29/F 5 363 ft² 29/F 7 438 ft² 29/F 8 338 ft² 30/F 1 363 ft² 30/F 10 394 ft² 30/F 12 351 ft² 30/F 14 394 ft² 30/F 16 338 ft² 30/F 2 394 ft² 30/F 3 438 ft² 30/F 7 438 ft² 30/F 8 338 ft² 30/F 9 363 ft² 31/F 11 438 ft² 31/F 12 351 ft² 31/F 13 363 ft² 31/F 14 394 ft² 31/F 2 394 ft² 31/F 5 363 ft² 31/F 9 363 ft² 32/F 1 363 ft² 32/F 11 438 ft² 32/F 13 363 ft² 32/F 14 394 ft² 32/F 16 338 ft² 32/F 2 394 ft² 32/F 3 438 ft² 32/F 4 351 ft² 32/F 6 394 ft² 32/F 8 338 ft² 33/F 10 394 ft² 33/F 12 351 ft² 33/F 13 363 ft² 33/F 14 394 ft² 33/F 15 438 ft² 33/F 16 338 ft² 33/F 3 438 ft² 33/F 5 363 ft² 33/F 6 394 ft² 33/F 8 338 ft² 33/F 9 363 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.12M

≈ HK$8,882 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$312K, with repayments around HK$13,598/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$12,796

−HK$802/mo

▼ 0.25% · 3.875%

HK$13,194

−HK$404/mo

Today · 4.125%

HK$13,598

baseline

▲ 0.50% · 4.625%

HK$14,426

+HK$828/mo

Deposit HK$312K · loan HK$2.81M · min. income ≈ HK$27,196/mo (50% DSR)

Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Shui Station

≈ 5 min walk · 335 m

Education

schools within 1 km (15 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 84 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: 4
Saleable Area: 351 Saleable ft²
Gross Area: 468 ft²
Efficiency: 75%
District: North District · New Territories East
School net (POA): 80

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2003-09-29	HK$640K	+42.2%	—	HK$1,368
2003-03-01	HK$450K	—	—	HK$962

Other appraised units in this building

Data sourced from Renavon.com