▼ 0.50% · 3.625%
HK$7,068
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,288
−HK$224/mo
Today · 4.125%
HK$7,512
baseline
▲ 0.50% · 4.625%
HK$7,969
+HK$457/mo
Deposit HK$1.55M · loan HK$1.55M · min. income ≈ HK$15,024/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,074
−HK$214/mo
Today · 4.125%
HK$8,288
baseline
▲ 0.50% · 4.625%
HK$8,725
+HK$437/mo
Deposit HK$1.55M · loan HK$1.55M · min. income ≈ HK$16,576/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,775
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,017
−HK$246/mo
Today · 4.125%
HK$8,263
baseline
▲ 0.50% · 4.625%
HK$8,766
+HK$503/mo
Deposit HK$1.39M · loan HK$1.70M · min. income ≈ HK$16,526/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,650
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,882
−HK$235/mo
Today · 4.125%
HK$9,117
baseline
▲ 0.50% · 4.625%
HK$9,598
+HK$481/mo
Deposit HK$1.39M · loan HK$1.70M · min. income ≈ HK$18,234/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,482
−HK$532/mo
▼ 0.25% · 3.875%
HK$8,746
−HK$268/mo
Today · 4.125%
HK$9,014
baseline
▲ 0.50% · 4.625%
HK$9,562
+HK$548/mo
Deposit HK$1.24M · loan HK$1.86M · min. income ≈ HK$18,028/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,436
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,689
−HK$257/mo
Today · 4.125%
HK$9,946
baseline
▲ 0.50% · 4.625%
HK$10,470
+HK$524/mo
Deposit HK$1.24M · loan HK$1.86M · min. income ≈ HK$19,892/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,189
−HK$576/mo
▼ 0.25% · 3.875%
HK$9,475
−HK$290/mo
Today · 4.125%
HK$9,765
baseline
▲ 0.50% · 4.625%
HK$10,359
+HK$594/mo
Deposit HK$1.08M · loan HK$2.01M · min. income ≈ HK$19,530/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,223
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,497
−HK$278/mo
Today · 4.125%
HK$10,775
baseline
▲ 0.50% · 4.625%
HK$11,343
+HK$568/mo
Deposit HK$1.08M · loan HK$2.01M · min. income ≈ HK$21,550/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,896
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,204
−HK$312/mo
Today · 4.125%
HK$10,516
baseline
▲ 0.50% · 4.625%
HK$11,156
+HK$640/mo
Deposit HK$930K · loan HK$2.17M · min. income ≈ HK$21,032/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,009
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,304
−HK$300/mo
Today · 4.125%
HK$11,604
baseline
▲ 0.50% · 4.625%
HK$12,215
+HK$611/mo
Deposit HK$930K · loan HK$2.17M · min. income ≈ HK$23,208/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,603
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,932
−HK$335/mo
Today · 4.125%
HK$11,267
baseline
▲ 0.50% · 4.625%
HK$11,953
+HK$686/mo
Deposit HK$775K · loan HK$2.32M · min. income ≈ HK$22,534/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,795
−HK$637/mo
▼ 0.25% · 3.875%
HK$12,112
−HK$320/mo
Today · 4.125%
HK$12,432
baseline
▲ 0.50% · 4.625%
HK$13,088
+HK$656/mo
Deposit HK$775K · loan HK$2.32M · min. income ≈ HK$24,864/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,309
−HK$710/mo
▼ 0.25% · 3.875%
HK$11,661
−HK$358/mo
Today · 4.125%
HK$12,019
baseline
▲ 0.50% · 4.625%
HK$12,750
+HK$731/mo
Deposit HK$620K · loan HK$2.48M · min. income ≈ HK$24,038/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,582
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,919
−HK$342/mo
Today · 4.125%
HK$13,261
baseline
▲ 0.50% · 4.625%
HK$13,960
+HK$699/mo
Deposit HK$620K · loan HK$2.48M · min. income ≈ HK$26,522/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,016
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,390
−HK$380/mo
Today · 4.125%
HK$12,770
baseline
▲ 0.50% · 4.625%
HK$13,547
+HK$777/mo
Deposit HK$465K · loan HK$2.63M · min. income ≈ HK$25,540/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,368
−HK$722/mo
▼ 0.25% · 3.875%
HK$13,726
−HK$364/mo
Today · 4.125%
HK$14,090
baseline
▲ 0.50% · 4.625%
HK$14,833
+HK$743/mo
Deposit HK$465K · loan HK$2.63M · min. income ≈ HK$28,180/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,723
−HK$798/mo
▼ 0.25% · 3.875%
HK$13,119
−HK$402/mo
Today · 4.125%
HK$13,521
baseline
▲ 0.50% · 4.625%
HK$14,344
+HK$823/mo
Deposit HK$310K · loan HK$2.79M · min. income ≈ HK$27,042/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,154
−HK$765/mo
▼ 0.25% · 3.875%
HK$14,534
−HK$385/mo
Today · 4.125%
HK$14,919
baseline
▲ 0.50% · 4.625%
HK$15,705
+HK$786/mo
Deposit HK$310K · loan HK$2.79M · min. income ≈ HK$29,838/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).