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Floor
1/F 1
363 ft²
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438 ft²
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438 ft²
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438 ft²
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338 ft²
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438 ft²
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438 ft²
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438 ft²
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338 ft²
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362 ft²
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394 ft²
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338 ft²
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363 ft²
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351 ft²
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438 ft²
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351 ft²
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363 ft²
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394 ft²
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438 ft²
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338 ft²
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27/F 7
438 ft²
27/F 16
338 ft²
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438 ft²
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362 ft²
28/F 6
394 ft²
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438 ft²
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338 ft²
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363 ft²
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351 ft²
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438 ft²
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438 ft²
29/F 4
351 ft²
29/F 5
362 ft²
29/F 6
394 ft²
29/F 3
438 ft²
29/F 4
351 ft²
29/F 9
363 ft²
29/F 16
338 ft²
30/F 14
394 ft²
30/F 15
438 ft²
30/F 2
394 ft²
30/F 8
338 ft²
30/F 2
394 ft²
30/F 7
438 ft²
30/F 10
394 ft²
30/F 13
363 ft²
30/F 14
394 ft²
30/F 16
338 ft²
31/F 14
394 ft²
31/F 6
394 ft²
31/F 1
363 ft²
31/F 3
438 ft²
31/F 11
438 ft²
31/F 16
338 ft²
32/F 11
438 ft²
32/F 16
338 ft²
32/F 2
394 ft²
32/F 5
363 ft²
32/F 7
438 ft²
32/F 1
363 ft²
32/F 4
351 ft²
32/F 7
438 ft²
32/F 8
338 ft²
32/F 11
438 ft²
32/F 12
351 ft²
32/F 13
363 ft²
32/F 15
438 ft²
32/F 16
338 ft²
33/F 1
363 ft²
33/F 12
351 ft²
33/F 16
338 ft²
33/F 3
438 ft²
33/F 8
338 ft²
33/F 3
438 ft²
33/F 4
351 ft²
33/F 9
363 ft²
33/F 12
351 ft²
33/F 13
363 ft²
33/F 14
394 ft²
33/F 15
438 ft²
34/F 2
394 ft²
34/F 7
438 ft²
34/F 13
363 ft²
Crescira AVM · estimated value
● Medium confidence
HK$3.57M
≈ HK$9,049 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,551/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$14,634
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,089
−HK$462/mo
Today · 4.125%
HK$15,551
baseline
▲ 0.50% · 4.625%
HK$16,497
+HK$946/mo
Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,102/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 3/F
- Flat
- 6
- Saleable Area
- 394 ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-12-14 | HK$1.00M | +66.7% |
| 2003-08-13 | HK$600K | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Sheung Shui
≈ 4 min walk · 285 m
Education
33
schools within 1 km (8 within 500 m)
Daily convenience
33
within 1 km (16 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km
Excellent connectivity — about 4 min walk to Sheung Shui Station (a rail station within an 8-min walk earns this label).
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com